Dental Insurance We Accept in Boise, ID
Wondering which dental insurance plans are accepted in Boise? Lamb Family Dental is in-network with all major dental insurance carriers, including Delta Dental, Blue Cross of Idaho, Cigna, Aetna, and MetLife. Our team at 4255 N Eagle Rd has helped thousands of Treasure Valley families maximize their benefits since opening our doors.
Find Your Dental Insurance Carrier
Select your insurance carrier below to see specific coverage details, in-network benefits, and what to expect at your first visit.
Delta Dental
Idaho’s most popular dental plan. We accept Delta Dental Premier and PPO.
In-NetworkBlue Cross of Idaho
Full coverage for Blue Cross dental members across all plan tiers.
In-NetworkCigna
Cigna DPPO and Cigna Dental Care accepted for preventive and major services.
In-NetworkAetna
Aetna DMO and PPO plans welcome. Maximize your annual benefits here.
In-NetworkMetLife
MetLife PDP and PDP Plus accepted with preferred in-network rates.
In-NetworkUnitedHealthcare
UHC dental plans accepted, including employer-sponsored and individual options.
In-NetworkGEHA
Government Employees Health Association dental plans for federal workers.
In-NetworkTRICARE
Proud to serve military families with TRICARE dental coverage.
In-NetworkIdaho State Employees
State of Idaho employee dental benefits accepted at in-network rates.
In-NetworkMedicare
Medicare Advantage dental plans accepted. Learn what traditional Medicare covers.
Medicaid / Idaho Smiles
We accept Idaho Medicaid and Idaho Smiles for children and qualifying adults.
No Insurance? See Our Savings Plan
Affordable dental care without insurance. Our in-house savings plan cuts costs by up to 40%.
How Dental Insurance Works at Our Office
Using dental insurance should be easy, and at Lamb Family Dental, it is. When you call to schedule, our front desk team will verify your benefits before you arrive. We confirm your coverage, your copay, and your remaining annual maximum so there are no surprises on the day of your visit.
Once you are here, we handle everything. We file your claims directly with your insurance carrier, follow up on any outstanding items, and make sure you receive every dollar of coverage you have earned. Most patients only pay their copay at the time of service.
Dr. Kimball Mack and Dr. Kyle Pelletier believe that understanding your benefits helps you make better decisions about your oral health. That is why we take the time to explain your coverage before recommending any treatment plan. No jargon, no pressure, just clear information.
If your plan has a yearly maximum, we can help you schedule treatment strategically across calendar years to get the most from your benefits. Just ask, our team loves helping patients save money.
Find Your Plan by Employer
Many of the largest employers in the Treasure Valley offer dental coverage through carriers we already accept. If you work for one of these organizations, there is a good chance we are in-network with your plan.
- Micron Technology, typically offers Delta Dental or Cigna
- HP / Hewlett-Packard, commonly covered by Aetna or Cigna
- St. Luke’s Health System, employees often carry Delta Dental or Blue Cross of Idaho
- Boise State University, state employee benefits through Idaho State Employee dental
- State of Idaho, covered under the Idaho State Employee dental plan
- Albertsons Companies, plans typically include MetLife or Delta Dental
- J.R. Simplot Company, commonly uses UnitedHealthcare or Delta Dental
Not sure which plan your employer offers? Call us at (208) 344-6300 and we will look it up for you in minutes.
How to Verify Your Dental Insurance
Not sure if we take your plan? Follow these five simple steps to confirm your coverage before your first visit.
- Find your insurance card. Look for the carrier name, your member ID, and the group number on the front of the card.
- Call our office at (208) 344-6300. Our team can verify your benefits in real time while you are on the phone.
- We confirm your coverage. We will tell you your copay, deductible status, and remaining annual maximum so you know exactly what to expect.
- Schedule your appointment. Once verified, we will book a time that works for your schedule, often within the same week.
- Show up and smile. Bring your insurance card to your visit. We file the claim for you and handle all the paperwork.
Services Covered by Most Dental Plans
Most dental insurance plans cover a wide range of preventive, restorative, and specialty services. Here are the treatments our patients use their benefits for most often.
Cleanings & Exams
Typically covered at 100%. Most plans include two preventive visits per year.
Fillings
Usually covered at 70–80% as a basic restorative procedure.
Crowns
Major restorative service, often covered at 50% after your deductible.
Root Canals
Classified as basic or major depending on your plan. Most plans offer partial coverage.
Dental Implants
Increasingly covered by modern plans. We help you check your specific benefits.
Invisalign
Many plans include orthodontic benefits that apply to Invisalign treatment.
Emergency Dental Care
Emergency exams and treatment are typically covered under your plan benefits.
Sedation Dentistry
Some plans cover sedation for qualifying procedures. We verify before treatment.
Pediatric Dentistry
Children’s dental visits are covered under most plans, including sealants and fluoride.
Dental Insurance Questions
What dental insurance do you accept in Boise?
Lamb Family Dental accepts all major dental insurance plans in Boise, including Delta Dental, Blue Cross of Idaho, Cigna, Aetna, MetLife, UnitedHealthcare, GEHA, TRICARE, Idaho State Employee benefits, Medicare Advantage dental plans, and Medicaid / Idaho Smiles. If you do not see your carrier listed, call us at (208) 344-6300, we may still be able to work with your plan.
How do I know if you’re in-network with my plan?
The fastest way to find out is to call our office at (208) 344-6300. Our team can verify your network status and benefits in just a few minutes while you are on the phone. You can also check your insurance carrier’s online provider directory and search for Lamb Family Dental or Dr. Kimball Mack in Boise, ID 83713.
What if I don’t have dental insurance?
No insurance is no problem. We offer an in-house savings plan that gives uninsured patients access to discounted preventive care, reduced fees on restorative treatments, and no annual maximums or waiting periods. Many patients find it more affordable and flexible than traditional dental insurance.
Does dental insurance cover cosmetic procedures?
Most dental insurance plans do not cover purely cosmetic treatments like teeth whitening or porcelain veneers. However, some procedures that improve both function and appearance, such as dental crowns, implants, or Invisalign, may receive partial coverage depending on your plan. Our team will review your benefits and let you know what is covered before recommending any treatment.
How much does a dental cleaning cost with insurance?
With most dental insurance plans, a routine cleaning and exam costs little to nothing out of pocket. Preventive visits are typically covered at 100% when you visit an in-network provider like Lamb Family Dental. This usually includes your cleaning, exam, and any necessary X-rays. We verify your specific benefits before your appointment so you know exactly what to expect.
Can I use my insurance for emergency dental care?
Yes. Most dental insurance plans cover emergency exams and treatment, including toothaches, broken teeth, and dental infections. Emergency visits are generally classified as a basic service and covered at 70–80% after your deductible. Call us at (208) 344-6300 for same-day emergency appointments, we will verify your coverage when you call.
Do you accept Medicaid or Idaho Smiles?
Yes, we accept Idaho Medicaid and Idaho Smiles. Idaho Smiles is the state’s dental benefit program for children enrolled in Medicaid, covering preventive visits, fillings, and other essential dental services. We also see qualifying adults with Medicaid dental coverage. Visit our Medicaid and Idaho Smiles page for details on covered services and eligibility.
What’s the difference between in-network and out-of-network?
An in-network dentist has a contract with your insurance carrier to provide services at pre-negotiated rates, which means lower out-of-pocket costs for you. An out-of-network dentist may still accept your insurance, but you could pay higher fees and a larger share of the bill. Lamb Family Dental is in-network with most major carriers in the Boise area, so you get the best possible rates your plan offers.
Ready to use your dental insurance?
Our team verifies your benefits, files your claims, and makes sure you get every dollar of coverage you deserve.