In-House Membership Savings Plan
Affordable Dentist in Boise, No Insurance Needed
Don’t have dental insurance? You don’t need it to get quality care. Lamb Family Dental’s in-house membership plan saves Boise families 20–40% on every procedure, with no deductibles, no claim forms, and no waiting periods. We also accept CareCredit financing with 0% APR options, so cost never stands between you and the dental care you need.
Serving Boise Since 2003
4.9-Star Rating
Accepting New Patients
The Lamb Family Dental Membership Plan
Our in-house membership plan is not insurance. It is a straightforward savings program we created for patients who do not have dental coverage or who want an alternative to traditional insurance. There are no middlemen, no claim forms, and no fine print. You pay one annual fee and receive preventive care plus significant discounts on every treatment we offer.
What Is Included
Professional Cleanings
Two hygiene visits per year included in your membership. Regular cleanings prevent cavities, gum disease, and costly problems down the road.
Comprehensive Exams
Two thorough exams per year with Dr. Mack or Dr. Pelletier. We check for decay, gum disease, oral cancer, and any developing issues.
Necessary X-rays
All diagnostic X-rays needed throughout the year are included, bitewings, panoramic, periapical. No extra charges, no limits.
Off All Other Treatment
Every additional procedure, fillings, crowns, implants, Invisalign, whitening, root canals, is discounted 20% off our standard fees.
Membership Pricing
| Plan | Annual Fee | Included Preventive Care Value | Additional Treatment Discount |
|---|---|---|---|
| Individual Plan | $299/year | $400–$600 in preventive care | 20% off everything else |
| Family Plan (2+ members) | $499/year | $800–$1,200+ in preventive care | 20% off everything else |
How the Membership Plan Is Different from Insurance
Start Saving Immediately
Traditional insurance requires you to pay a deductible, typically $50 to $150 per person, before coverage kicks in. Our plan has zero deductibles. Your savings begin on day one.
No Annual Cap on Benefits
Most dental insurance plans cap your benefits at $1,000 to $2,000 per year. If you need a crown and an implant in the same year, insurance runs out fast. Our 20% discount applies no matter how much treatment you need.
No Waiting Periods
Many insurance plans make you wait 6 to 12 months before covering major procedures. With our membership, your 20% discount on all treatments is available from your first visit.
No Claim Forms or Pre-Authorizations
No calling an 800 number. No waiting for claim approvals. No denied claims. You and your dentist decide what treatment is best, not an insurance company.
Transparent Dental Pricing in Boise
We believe you deserve to know what dental care costs before you sit in the chair. Below are typical price ranges for common procedures at our Boise office. Your actual cost depends on the complexity of your case, and we always provide a written estimate before beginning treatment.
The average American without dental insurance pays 2–3x more per procedure at practices without transparent pricing. At Lamb Family Dental, you see the real numbers upfront, and membership patients save an additional 20% on top of these prices.
| Procedure | Cash Price | With Membership (20% Off) |
|---|---|---|
| New Patient Exam + X-rays | $150–$250 | Included in plan |
| Professional Dental Cleaning | $100–$150 | Included in plan |
| Composite (Tooth-Colored) Filling | $200–$350 | $160–$280 |
| Porcelain Crown | $1,000–$1,400 | $800–$1,120 |
| Root Canal (Anterior Tooth) | $700–$1,000 | $560–$800 |
| Simple Extraction | $150–$250 | $120–$200 |
| Dental Implant (Single, with Crown) | $3,500–$5,000 | $2,800–$4,000 |
| Invisalign | $4,000–$6,000 | $3,200–$4,800 |
| Professional Teeth Whitening | $350–$500 | $280–$400 |
Prices are estimates based on typical Boise-area dental fees and may vary based on complexity. Membership discounts apply to the treatment portion only. We provide a written estimate before beginning any procedure.
CareCredit & Flexible Payment Options
Even with our membership savings, we understand that some dental treatments represent a significant investment. That is why we accept CareCredit, a healthcare financing option that lets you pay for treatment over time with manageable monthly payments.
APR Promotional Financing
Qualifying CareCredit purchases of $200 or more can be financed at 0% APR for 6 to 12 months. Pay over time without paying interest when you make your minimum monthly payments on time.
Month Extended Plans
For larger procedures like dental implants, Invisalign, or full-mouth restorations, extended payment plans of 24 to 60 months are available with reduced APR rates. This makes even comprehensive treatment affordable.
Apply Online or In-Office
Apply for CareCredit online before your visit, or apply right in our office. Most applicants receive a decision in minutes. Our front desk team can walk you through the process.
Can I use CareCredit with my membership plan? Absolutely. You can combine your 20% membership discount with CareCredit financing. For example, a $1,200 crown becomes $960 with your membership discount, and you can finance that $960 at 0% APR for 6 months, paying just $160 per month with no interest.
We also accept cash, personal checks, Visa, Mastercard, American Express, and Discover. We work with every patient to find a payment approach that makes dental care accessible.
Cost Comparison: Membership Plan vs. Cash vs. Insurance
How does our membership plan stack up against paying full price or buying traditional dental insurance? Here is a realistic annual cost comparison for a family of four receiving standard preventive care (two cleanings, two exams, and necessary X-rays per person per year).
| Cost Category | Our Membership Plan | Cash Pay (No Plan) | Typical PPO Insurance |
|---|---|---|---|
| Annual Premium or Fee | $499 | $0 | $1,200–$2,400 |
| Deductible (per person) | $0 | $0 | $50–$150 |
| 8 Cleanings (2 per person) | Included ($0) | $800–$1,200 | $0 (covered 100%) |
| 8 Exams (2 per person) | Included ($0) | $400–$600 | $0 (covered 100%) |
| X-rays (all necessary) | Included ($0) | $200–$400 | $0 (covered 100%) |
| Total Annual Cost (Preventive Only) | $499 | $1,400–$2,200 | $1,200–$2,400 |
| Discount on Additional Treatment | 20% off everything | No discount | 50–80% covered (up to annual max) |
| Annual Maximum | None | N/A | $1,000–$2,000 cap |
| Waiting Period for Major Work | None | N/A | 6–12 months |
Insurance premium estimates based on typical individual-market dental PPO plans in Idaho. Employer-sponsored premiums may be lower. Our membership plan is not insurance and does not file claims with any carrier.
When our membership plan saves you the most: If you need any treatment beyond preventive care, even a single filling, the membership plan typically costs less than dental insurance for the year. For patients needing crowns, implants, or orthodontics, the savings can reach thousands of dollars because there is no annual maximum limiting your benefits.
How to Join the Membership Plan
Enrolling is simple. There is no application, no credit check, and no waiting period. Here is how it works.
Call or Visit Us
Call (208) 344-6300 or mention the membership plan at your next visit. Our team will explain the details and answer your questions.
Choose Your Plan
Select the individual plan or family plan depending on how many household members need coverage. Both plans include the same benefits.
Pay Your Annual Fee
One simple annual payment. No monthly premiums, no hidden fees, no surprises. Your membership is active immediately.
Schedule Your First Visit
Book your first cleaning and exam right away. Your preventive care is fully covered and your 20% discount on all other treatment starts immediately.
Services Available to Membership Patients
Every service we offer is available to membership plan patients at a 20% discount. Here are some of our most popular treatments.
Affordable Dentist Serving the Treasure Valley
Lamb Family Dental
4255 N Eagle Rd
Boise, ID 83713
Phone: (208) 344-6300
Office Hours:
Monday – Thursday: 8:00 AM – 5:00 PM
Friday: 8:00 AM – 2:00 PM
Saturday – Sunday: Closed
Our office is located on Eagle Road near the intersection of McMillan Road, right on the border of Boise and Eagle. We have provided affordable dental care to families across the Treasure Valley since 2003, including patients from Boise, Meridian, Eagle, Nampa, Kuna, and Star. Most patients reach us in 15 to 25 minutes.
Driving Distances
- Downtown Boise: 15 minutes (8 miles via State Street)
- Eagle: 5 minutes (2 miles south on Eagle Road)
- Meridian: 10 minutes (6 miles east on McMillan Road)
- Nampa: 25 minutes (18 miles east on I-84)
- Star: 15 minutes (9 miles southeast on State Highway 44)
- Kuna: 20 minutes (14 miles north on Meridian Road)
ZIP Codes We Serve
83703
83704
83705
83706
83709
83712
83713
83714
83616 (Eagle)
83642 (Meridian)
83646 (Star)
83651 (Nampa)
83686 (Nampa)
Why Patients Without Insurance Choose Lamb Family Dental
Your Doctors
- Dr. Kimball Mack, DMD, Over 20 years of clinical experience. Member of the American Dental Association (ADA), Idaho State Dental Association, and Academy of General Dentistry (AGD). Dr. Mack created the membership plan because he believes everyone deserves access to quality dental care regardless of insurance status. Our practice is registered with the Idaho Department of Insurance.
- Dr. Kyle Pelletier, DMD, Focused on restorative and cosmetic dentistry. Member of the ADA and Idaho State Dental Association. Known for thorough treatment explanations and transparent cost discussions with every patient.
What Our Patients Say About Affordability
“I lost my dental insurance when I retired. The membership plan at Lamb Family Dental saves me hundreds of dollars a year. I get the same cleanings and exams I always got, and when I needed a crown, I paid 20 percent less than the quoted price. No insurance hassle.”
, Robert K., Boise
“We are a family of five with no dental insurance. The membership plan plus CareCredit made it possible for my daughter to get Invisalign. We saved over $1,000 compared to what our old insurance would have covered anyway.”
, Michelle D., Eagle
“I was embarrassed to go to the dentist because I could not afford it. Dr. Pelletier’s office showed me the membership plan pricing upfront. No judgment, no pressure. Just honest pricing. I have been going twice a year ever since.”
, Carlos M., Meridian
Approximately 74 million Americans have no dental insurance. In Idaho, nearly 1 in 3 adults skips dental care due to cost. Our membership plan was created specifically to remove that barrier, giving uninsured patients the same quality of care at a price that makes regular visits possible.
Frequently Asked Questions About Dental Care Without Insurance
How much does a dental cleaning cost without insurance in Boise?
A professional dental cleaning in Boise typically costs $100 to $150 without insurance. At Lamb Family Dental, cleanings are included at no additional cost with our membership plan ($299 per year for individuals). The plan includes two cleanings, two exams, and all necessary X-rays, a value of $400 to $600 for a single annual fee.
What is the Lamb Family Dental membership plan?
Our membership plan is an in-house savings program (not insurance) that gives you two cleanings, two exams, and all necessary X-rays per year for one annual fee. You also receive a 20% discount on every other procedure we offer, from fillings and crowns to implants and Invisalign. There are no deductibles, no annual maximums, no waiting periods, and no claim forms. Individual plans start at $299 per year and family plans at $499 per year.
Is CareCredit accepted at Lamb Family Dental?
Yes, we accept CareCredit at Lamb Family Dental. CareCredit offers 0% APR promotional financing for 6 to 12 months on qualifying purchases of $200 or more. Extended payment plans of 24 to 60 months are also available for larger procedures. You can apply online at carecredit.com or in our office, most applicants receive a decision in minutes.
How much do dental implants cost without insurance?
A single dental implant with a crown typically costs $3,500 to $5,000 in the Boise area without insurance. With our membership plan, that cost drops to $2,800 to $4,000 thanks to the 20% discount. You can also finance implants through CareCredit with extended payment plans, making the monthly cost very manageable. We provide a detailed written estimate before any implant treatment begins.
Is it cheaper to pay cash or use dental insurance?
For many patients, our membership plan is more cost-effective than dental insurance. A typical dental PPO policy costs $100 to $200 per month in premiums ($1,200 to $2,400 per year) and still has deductibles, waiting periods, and annual maximums of $1,000 to $2,000. Our membership plan costs $299 per year for an individual and includes all preventive care plus 20% off treatments with no caps. If you need any treatment beyond basic cleanings, the membership plan almost always saves you more money.
What does a dental exam cost without insurance in Boise?
A new patient dental exam with X-rays in Boise typically costs $150 to $250 without insurance. For returning patients, a periodic exam runs $50 to $95. With our membership plan, both comprehensive and periodic exams are included in your annual fee along with all necessary X-rays at no extra charge.
Do you offer payment plans for dental work?
Yes. We accept CareCredit, which offers 0% APR financing for 6 to 12 months and extended plans of 24 to 60 months for larger procedures. We also accept all major credit cards, cash, and personal checks. Our goal is to make sure cost is never the reason you delay dental care. Talk to our front desk team about the option that works best for your budget.
What is included in the membership plan?
The membership plan includes two professional cleanings per year, two comprehensive exams per year, and all necessary diagnostic X-rays (bitewing, panoramic, and periapical) throughout the year. On top of that, you receive a 20% discount on every other service we offer, including fillings, crowns, root canals, extractions, implants, Invisalign, veneers, whitening, and more. There are no deductibles, no annual maximums, and no waiting periods.
Can I use the membership plan and CareCredit together?
Absolutely. Many of our patients combine the two. Your membership plan gives you a 20% discount on the treatment cost, and then you can finance the remaining balance through CareCredit at 0% APR. For example, a $5,000 implant becomes $4,000 with your membership discount, and you could finance that at 0% interest for 12 months, about $333 per month.
Is the membership plan worth it if I only need a cleaning?
Yes, even if you only need preventive care. Two cleanings, two exams, and X-rays purchased separately would cost $400 to $600 or more per year. The individual membership plan is $299 per year, so you save money on preventive care alone. And if any issue comes up during your visits that requires treatment, you automatically receive 20% off. The plan pays for itself with preventive care and provides a safety net for unexpected dental needs.
Ready to Save on Dental Care?
Join our membership plan today and start saving immediately. No insurance needed, no paperwork, no waiting periods. Just affordable dental care from a team that has served Boise families since 2003.